Our Profile

We introduce ourselves as one of the financial consultants rendering consultancy business for various clients based out of Kolkata and adjoining areas. The group is growing and the founder of the group have a vision to have PAN INDIA presence by 2022-23. The group has been founded by Mr Mahadev Bihani, Chartered Accountants and Company Secretary having versatile experience in the field of finance form SME and Mid Corporates for last 15 years. He is an ex-banker and a rank holder CA and CS. The Joint CEO of the Group Mr Arpan Sengupta is also an exbanker and is having total experience in the field of finance for more than 15 years. We render financial consultancy & advisory services in the matter of Bank Finance, Tax Planning and investment decision etc.

The main thrust areas of our business is as under:

  • Working Capital Finance (both fund based and non fund based)
  • Loan Against Property
  • Home Loans
  • Business Installment Loans.
  • Loans for acquisition of commercial properties.
  • Term Loans and Project Finance
  • Buyers Credit
  • LC Discounting
  • Commodity Funding
  • Initiation and educating the entities to list on SME platforms
  • Educating the SME Customers

Here’s what Bihani Financial group promises you:

  • Comprehensive solutions to meet the needs of consumers when it comes for funds raising
  • Funds on customer friendly terms to buy residential or commercial property, Working Capital & Project Funding
  • Funds at the lowest interest rate and terms that suit your clients from multiple banks and financial institutions
  • Expert advice to find various &best available funding options
  • Accomplishing the task within stipulated time frame- Be it fund finding for a House or for a Big Project, we promise you on time delivery!
  • Professionals with over 10 years of experience and expertise to guide you and avoid bottlenecks
  • We keep you posted at all stages- Regular reporting of status updates via email and phone.
  • Secure environment- We value the privacy of your data. Rest assured, we will never circulate your data with others.
  • Jugal Kishor Bihani chairman

    Mr. Jugal Kishor Bihani a visionary legend and a person with rich experience is the chairman of Bihani Financial Group. He is having versatile experience in the field of accounts and finance for more than 5 decades. He being a commerce graduate started his career in the year 1966 in Kolkata in the field of accountancy by joining the renowned group of Saria Group of Industries. Jute Industry was one of the major Industry of West Bengal at that time. Saria Group was engaged in the manufacturing of spare parts and one of the vital ingredients named as Bauxter Flyer for jute machinery, which was considered to be backbone of the Jute Industry. Later on the group diversify itself into the manufacturing of Railway Carriage Fan (under the brand name SHIVAM), and Iron & Steel Foundry Items. Mr Bihani with its analytical and judgmental skill takes care of the accounting and financing activities of the group. He has regular interaction with the various financers of the group. He has actively participated in all the taxation matter whether the same is related to Direct or Indirect Taxes. Today the group is one of the renowned group in Jute Industry, Iron & Steel Industry and Indian Railways. In the year 2015 he has opted VRS after serving the group for almost 5 decades and has taken over as the chairman of the Bihani Financial Group in order to assist the group in financial planning, decision making and taking charge of all the administrative activities. He is very much active in day to day operation of the business, beside taking care of the administrative and taxation part of the group. Apart from this he is also instrumental in suggesting ideas for opening up of new location. He has a vision that the group should have National presence by the year 2022-2023. With his guiding and helping behavior he is driving the group towards its objective of quality acquisition and expansion.

  • Mahadev Bihani CEO

    Mr. Mahadev Bihani is the CEO & Founder of Bihani Financial Group. He is having versatile experience in the field of finance for more than 15 years. Being a Chartered Accountant and Company Secretary by profession, Mr Mahadev Bihani started his career with Aditya Birla Group for their mining division after passing out CA in Nov 2002. He joined there as an Assistant Manager and was very soon elevated to the position of Exec. Asst. to Sr President, Essel Mining & Industries Ltd, Kolkata. He continued with Aditya Birla Group till May 2005. During this period he was also selected for GMT Scheme of Aditya Birla Group, one of the most prestigious scheme of the group. In the year 2005, he joined ICICI Bank Limited as Solution Manager for Trade & Assets. Again on robust performance he was elevated to the position of Area Head for Trade & Assets in April 2007 and become Regional Head - East Zone for Business Lending Group in the year 2008. He continued with this position till May 2011 and then moved to Yes Bank Ltd as Vice President for Cluster Business Group. He continued with Yes Bank till November 2011. Always in his mind to be an entrepreneur, he commenced his venture in the field of debt syndication. During his stint with ICICI Bank Ltd and Yes Bank Ltd, he has noticed that SME businessmen are very much worried and finding its complex to meet with the bankers and have a dialogue with them. There was a huge vacuum in this sector. The SME customers feel shy to speak to the bankers about their problems and they cannot elaborate the actual fund requirements for the business. Beside this the bankers are also very much keen in funding to corporate and large houses. He felt there is an opportunity to bridge this gap and with this vision in mind he has started the first firm of the group named as BIHANI FINANCIAL SERVICES. Later on with further expansion three more firms were added in the group. Mr Bihani has completed his graduation from St. Xaviers' College, Kolkata and is also a rank holder Chartered Accountant and Company Secretary. He has won several awards and accolades throughout his school and college life and after that. Some of the awards and accolades are as under: Regional Winner in SBL Dhamaka Contest of ICICI Bank for highest number of logins and sanctions in the region in the month of March' 2006. Regional Winner in FD Contest of ICICI Bank for highest value of Fixed Deposit mobilized in the month of August & September' 2006. Excellent Achiever Award for highest number of assets sanctions in the country till November '06 Outstanding Achiever Award for highest number of assets sanctions PAN India till January '07. Wild Card Entrant for Chairman's Select Contest from 4th January '07 to 25th March '07 for cross sell products. Trend Setter for login contest held in the month of April '07 for achieving highest number of logins PAN India First to qualify in the Monsoon Challenge Contest (Sanction Contest) for the month of July - August '07. Topped in the AH category from the Region. No.1 AH PAN INDIA for the login contest for the month of September '07 & October '07 Amongst the Top 3 AH PAN INDIA For CAL ACCEPTANCE CONTEST in the month of December '07 No. 2 RH PAN INDIA for Upload To Risk Contest (SLG Royal Contest) for the month of June '08 Amongst the Top 5 RH PAN INDIA For SLG Monsoon Challenge Contest for Processing Fees in the month of July and Aug '08

  • Mr. Arpan Sengupta Joint CEO of Bihani Financial Group

    Mr. Arpan Sengupta is the Joint CEO of Bihani Financial Group. He is having versatile experience in the field of bank finance for more than 15 years. Being a Commerce Graduate Mr Arpan Sengupta has started his career with a DST of ICICI Bank Ltd and later on he joined Standard Chartered Bank, Kolkata in their Business Installment Loan (BIL) section. With his tremendous performance within a span of two years he was transferred to the SME and Mid corporate segment of the Bank. He has performed above expectation and was the National topper year on year in terms of acquisition of new customer for the Bank in his segment.He has been recognized in the bank as the Relationship Manager of the Century. With his expertise in structure financing, he has been instrumental in cracking deals having complex structure. Later on in the year 2015 on the persuasion of the Group Founder, he has decided to join the group as the Joint CEO to drive the retail as well as working capital part of the group. He drives the entire business of the group and is having highly balance approach when it comes to dealing with the deals having complex lending structure. Beside this he is also instrumental in developing the retail business part of the group. Having work with a MNC bank, he is having high expertise in the field of Export - Import finance. With his leadership and analytical skill he has drive the group for the development of Retail business strategy. He is working closely with the chairman and the CEO of the group for having PAN INDIA presence of the group by 2022-2023. Currently he is being assisted by 5 RMs for driving the business of the group and takes care of the entire marketing activities of the group.

  • Ms Puja Bhartia Partner

    Ms Puja Bhartia is a partner in Bihani Financial Group. She is having versatile experience in Finance for more than 16 years. A Chartered Accountant by profession, she started her career with Srei Infrastructure Finance Ltd in 2002. She joined as an Assistant Manager operation and was highly appreciated by the management for her pro active approach towards work. In 2006, she joined ICICI Bank as a Credit Manager for SME - Trade and assets. She did a remarkable work with highest number of sanctions/disbursement with almost 100% good accounts. She also became a joint signatory to sanction cases. She also assisted MSME units with financial structuring, audits and in availing credit and subsidies through appropriate channels. She was promoted to next rank within a year based on her performance and dedication. She has won number of awards and accolades during this period from ICICI Bank like highest sanction awards, highest ticket size and highest fees generation awards. In 2009 she went to Kathmandu and joined a MNC, named Chaudhary Group in their corporate division as Senior Manager- Corporate Finance. She was responsible for the financial operation of the business divisions like CG FINCO, FMCG, Consumer Electronics, Real Estate and Hospitality division among many others. Responsibility included budgeting, pricing, variance analysis and reporting to the top management and also co-ordination with the Finance managers of units within Nepal and outside to achieve company goals by maximum use of existing resources and delivering productivity and thereby reporting to the Chairman. Now with her vast experience in Manufacturing, Trading and Financial sector and considering the need of the economy she decided to join Bihani Financial group as a partner to cater to the financial arrangements of SME for their overall development with minimum cost.

Awards and Recognitions

Our Aim

To be the No.1 Consultancy firm by delivering quality solutions in professional and time-bound manner.

Our Mission

To achieve "Total Customer Satisfaction" by delivering quality services in professional and time-bound manner.

Our Team

Our team consists of highly qualified and experienced consultancy services and other professionals, working in tandem to achieve.